Terms of Service

Last updated: 16 July 2026

These terms govern your use of Budget Clan (the "app"). By signing in and using the app, you agree to them.

What Budget Clan is

Budget Clan is a client application that reads and writes expense, budget, and related financial records directly to a Google Sheet created in your own Google Drive. It is not a bank, a financial institution, and does not provide financial, tax, or investment advice. Any totals, reports, or tax-category summaries it produces are calculated from data you entered and are for your own record-keeping only.

Your account and your data

You are responsible for your Google account and for the content of the Sheets Budget Clan creates on your behalf. Because that data is stored in your own Drive rather than on our servers, we cannot recover data you have deleted or a file you have removed access to — keep your own backups as you would for any important document.

Acceptable use

You agree not to misuse the app — including attempting to disrupt it, abusing Google API quotas on shared infrastructure, or using it for any unlawful purpose.

AI features

Optional AI features (receipt scanning, bank statement import, currency conversion) send content to Google's Gemini API, using either your own API key or, where offered, the app's own AI service. AI-extracted data is a best-effort convenience — always review it before relying on it, especially for tax or financial reporting.

Subscriptions & billing

Budget Clan is free to use today. If paid tiers are introduced, they will be billed through your app store or a payment processor (via RevenueCat), cancellable at any time through that platform's standard controls, and subject to that platform's refund policy.

No warranty; limitation of liability

The app is provided "as is," without warranty of any kind. We do not guarantee it will be uninterrupted, error-free, or fit for any particular purpose. To the maximum extent permitted by law, Budget Clan's developers are not liable for any indirect, incidental, or consequential damages arising from your use of the app.

Termination

You may stop using the app at any time, including by revoking its access from your Google Account permissions page. We may suspend access to any app-provided service (such as the AI service) for misuse.

Changes to these terms

If these terms change, the update will be posted on this page with a new "last updated" date. Continued use of the app after a change constitutes acceptance of the new terms.

Governing law

These terms are governed by the laws of Australia.

Contact

Questions about these terms? Email budgetclan.app@gmail.com.